Wealth Accumulator & Retirement Income Portfolio Services

The 10 P1 Wealth Accumulator and Retirement Income Portfolios offer a range of carefully and professionally managed investment portfolios. They consist of active and passive investments and are designed to meet the needs to investors in the accumulation and the retirement stages of their financial life.

Passive investments are used where we believe active managers are not able to add value sufficiently to justify the higher charges.

The portfolios seek to provide good performance at a fair cost.

There are two core objectives.

  • Income, for investors looking for a higher level of income, usually in retirement
  • Growth, for investors in the wealth building stage of financial planning
Models - WA RI (No Risk)

Wealth Accumulator & Retirement Income

Why choose our portfolio service?

With the client outcome in mind, our investment process combines our strategic and tactical asset allocation with granular portfolio construction and stock selection to add further value. Our portfolios are built around core holdings with satellite tactical investments aiming to take advantage of shorter term themes.

We maintain a panel of researched, approved and monitored investments. Our panel includes a range of potential holdings that can be used in different scenarios and to exploit varying opportunities.

Where we believe that active managers are unable to generate positive net relative returns, we will use passive investments. This removes an element of selection risk from the portfolio in addition to reducing the overall cost.

The amount of passives held will vary dependent on asset allocation, availability of appropriate investments and the relevant portfolio objective.

Award winning portfolio solutions

The Growth Focus hybrid portfolio won the Steady Growth Strategy Category of the CityWire Wealth Manager Investment Performance Awards. The awards are independently judged by ARC using historic data from clients invested in the portfolio. This means they are truly reflective of client outcomes over the last three years. The Growth Focus is a hybrid portfolio, blending active and passive investments in seeking to enhance returns and control overall costs. It has an objective to outperform the PIMFA Growth and IA Mixed Investment 40-85% shares benchmarks. Designed for investors who are targeting capital growth with a moderate to high level of volatility, income generation is not the primary objective.

How much will it cost?

The service is provided at a price of 0.25% for account values up to £1m, and 0.1% thereafter.

Try Our Charges Calculator

The below figures illustrate the annual costs and saving of investing in a P1 Hybrid Model Portfolio, it does not include the underlying fund or platform charges.


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Where you can invest

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